varias alteracoes

.env.example

@@ -20,12 +20,14 @@ LOG_STACK=single
 LOG_DEPRECATIONS_CHANNEL=null
 LOG_LEVEL=debug
 
-DB_CONNECTION=sqlite
-# DB_HOST=127.0.0.1
-# DB_PORT=3306
-# DB_DATABASE=laravel
-# DB_USERNAME=root
-# DB_PASSWORD=
+# Full application schema requires PostgreSQL with PostGIS; SQLite is unsupported.
+DB_CONNECTION=pgsql
+DB_HOST=127.0.0.1
+DB_PORT=5432
+DB_DATABASE=investemoz
+# Configure a least-privilege application role; provision PostGIS before migrations.
+DB_USERNAME=investmoz_app
+DB_PASSWORD=
 
 SESSION_DRIVER=database
 SESSION_LIFETIME=120
@@ -36,6 +38,16 @@ SESSION_DOMAIN=null
 BROADCAST_CONNECTION=log
 FILESYSTEM_DISK=local
 QUEUE_CONNECTION=database
+DB_QUEUE_RETRY_AFTER=210
+MALWARE_SCANNER=clamd
+CLAMD_HOST=127.0.0.1
+CLAMD_PORT=3310
+CLAMD_TIMEOUT_SECONDS=120
+CLAMD_MAX_SIGNATURE_AGE_HOURS=48
+CLAMD_MAX_FILE_BYTES=20971520
+CLAMD_MAX_STREAM_BYTES=26214400
+CLAMD_MAX_DECOMPRESSED_BYTES=104857600
+CLAMD_MAX_ARCHIVE_ENTRIES=1000
 
 CACHE_STORE=database
 # CACHE_PREFIX=
@@ -94,3 +106,11 @@ SUITECRM_BASE_URL=
 SUITECRM_CLIENT_ID=
 SUITECRM_CLIENT_SECRET=
 SUITECRM_CACHE_STORE=database
+
+# Tax-rule governance roles are empty by default and require named verified managers with MFA.
+INVESTMOZ_TAX_RULE_EDITORS=
+INVESTMOZ_TAX_RULE_REVIEWERS=
+INVESTMOZ_TAX_RULE_APPROVERS=
+INVESTMOZ_TAX_RULE_PUBLISHERS=
+
+INVESTMOZ_ZONE_TERRITORY_REVIEWERS=